Terms and Conditions of Service

Version dated August 26, 2026

These terms apply to work Toronto Yacht Club performs on your vessel, trailer, or related property. They apply whether the work happens at one of our shops, at your marina, or at another location where your boat is stored.

1. Who can authorize work

The vessel owner, or someone acting with the owner's authority, authorizes the work. If you authorize work on a boat you do not own, you confirm that you have permission to do so and that you are responsible for the charges.

2. What we agreed to do

We complete the services you requested and approved. Services you did not request are not our responsibility. If we notice something outside the agreed scope, we will tell you, but we will not act on it without your go-ahead.

3. Estimates and changes in scope

An estimate is our best read on the cost at the time we give it. We will not bill you more than 10 percent over an estimate without your approval.

Some work is larger than it looks from the outside. Gel coat and fiberglass damage in particular can run deeper than the surface shows. If that happens, we stop, tell you what we found, give you a new number, and wait for your approval before we continue.

Your approval of additional work can be given by email or text.

4. Deposits and payment in advance

Some services require a deposit or payment in full before we start. We will tell you the amount before you commit. Shrink wrapping is normally paid in full before the boat is wrapped.

Deposits and advance payments are applied to your final invoice.

If you cancel before the work begins, we refund what you paid, less any costs already incurred on your job, such as materials ordered or cut to size.

5. Invoices and late payment

Unless we agree otherwise in writing, invoices are due on receipt.

Overdue balances may be charged interest at 2 percent per month (24 percent per annum), calculated monthly and not compounded, subject to applicable law.

6. Insurance and personal property

You are responsible for insuring your vessel and the property aboard it while we are working on it, and for keeping that coverage in force for the duration of the work.

Please remove valuables and personal belongings before we start. We are not responsible for personal items left aboard.

Nothing in these terms limits any liability or obligation that cannot lawfully be limited or excluded.

7. Access and location of the work

A lot of our work happens where your boat already sits: one of our marinas, your marina, a storage yard, or your driveway. You are responsible for arranging the access we need on the scheduled day, including gate codes, permissions, and any fees the location charges.

If we cannot reach the boat on the scheduled day because access was not arranged, we may charge for the trip.

8. Scheduling

Marine work is seasonal and weather dependent. Scheduled dates are our plan, not a guarantee. If a date has to move, we will tell you as soon as we know.

9. Unpaid accounts

To the extent permitted by Ontario's Repair and Storage Liens Act, Toronto Yacht Club reserves all rights and remedies available to it for unpaid repair, maintenance, storage or related charges. Where the Act applies, those rights can include retaining possession of the vessel or other property, registering a claim for lien, and selling or otherwise disposing of the property in accordance with the procedures and time periods the Act requires.

Nothing in these terms is intended to give us rights beyond what the law provides.

10. How you accept these terms

You accept these terms when, after receiving them or being directed to them, you do any of the following:

The current version of these terms is always at torontoyachtclub.ca/service-terms

11. Governing law

These terms and the services provided under them are governed by the laws of Ontario and the applicable laws of Canada.

Questions

Call 289-325-0457 or email javier@torontoyachtclub.ca